Our Financing Option

Treat now, pay later

See an example of what you could pay

Cherry calculator

How Cherry Works

See if you qualify

It only takes 60 seconds to complete the application

Get care

It only takes 60 seconds to complete the application

Pay over time

It only takes 60 seconds to complete the application

What Our Customers Say

I was worried the application would take long, I would have paid on my credit card – but it only took a few minutes and I'm so happy I can split my payments up now!

Cherry was really easy to use and super fast. I can't wait to go back and try different services now that I can split my payments!

I used this on Monday and it was great. Low down payment and low monthly. You all should try it.

I’ve been putting off these treatments for a long time. I scheduled them all today using Cherry!

Cherry is amazing!!! Now we can get everything done!!

Cherry was great, one of the better lending companies I’ve ever used. Making payments was a lot easier and I appreciate that Cherry was willing to work with me.

Questions?

What is Cherry? Cherry is a buy now, pay later company making it fast and easy to pay for health and wellness purchases over time.

How long is my approval valid for?

Approvals stay valid for a set number of days. Once that time expires, you’re welcome to reapply.

Can I increase my approval amount?

If you qualify for an increase, you may request it through the Cherry Consumer Portal. Your eligibility determines whether your approval amount increases. If you don’t see the “request an increase” button, you aren’t eligible at this time.

Can I pay this off early?

Yes, Cherry does not charge any prepayment penalties. If you pay early on an interest-based plan, you even avoid some of the interest.

Does my 0% APR offer expire?

No, 0% APR offers do not expire during your current approval. For example, if you qualify for a 6-month term with 0% APR, you keep this promotion until the end of the term as long as you stay current with payments.

How much is my down payment and when is it due?

Once you enter your purchase price, Cherry shows you your down payment options. You pay the down payment when the provider confirms they need the funds to move forward with your service. Remember to bring your bank-issued debit or credit card* when you’re ready to check out.

*Making payments via Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional bank-issued Debit Card.

How are refunds handled?

To request a refund, please contact Carolina Scalp Center directly.

We follow the refund policies established by Carolina Scalp Center and cannot process a refund without their approval. Once Carolina Scalp Center authorizes it, we deposit the refunded amount—full or partial—into your account. We then adjust your Cherry account status and loan balance.

If Carolina Scalp Center approves a partial refund, we adjust your loan amount to reflect the new balance. If they approve a full refund, we return any payments you already made.

Does Cherry report to the credit bureaus?

Yes, Cherry may report your account status to Equifax, one of the major credit bureaus.

Can missing payments on my account with Cherry hurt my credit?

Cherry reports all payment history to the credit bureaus. This includes late or missed payments, as well as other delinquencies on your account.

Financing Terms & Important Information

These examples are for illustration only. You may qualify for 0% APR and other promotional rates based on your eligibility. Your exact terms and APR depend on your credit score and additional factors. For instance, a $400 payment plan with Cherry may cost $100 per month over 3 months at 0% APR, with a down payment equal to the monthly payment due at the time of purchase. Not every provider that partners with Cherry offers the same payment plan terms.

Cherry Technologies, Inc. issues payment options through the lending partners listed at withcherry.com/lending-partners. You can review all terms at withcherry.com/terms.

Iowa residents: You must meet Iowa-specific underwriting criteria, and Cherry caps all Iowa APRs at 20.99%.

Get In touch

Please feel free to get in touch if you have any questions about our treatments or the procedure.